▼ 0.50% · 3.625%
HK$2,348
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,421
−HK$74/mo
Today · 4.125%
HK$2,495
baseline
▲ 0.50% · 4.625%
HK$2,647
+HK$152/mo
Deposit HK$515K · loan HK$515K · min. income ≈ HK$4,990/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,612
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,682
−HK$71/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,898
+HK$145/mo
Deposit HK$515K · loan HK$515K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,582
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$81/mo
Today · 4.125%
HK$2,744
baseline
▲ 0.50% · 4.625%
HK$2,911
+HK$167/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,488/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,873
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,950
−HK$78/mo
Today · 4.125%
HK$3,028
baseline
▲ 0.50% · 4.625%
HK$3,188
+HK$160/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,056/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,817
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$89/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,176
+HK$182/mo
Deposit HK$412K · loan HK$618K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,218
−HK$86/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$174/mo
Deposit HK$412K · loan HK$618K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$96/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$198/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$93/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$188/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$104/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$212/mo
Deposit HK$309K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$99/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$203/mo
Deposit HK$309K · loan HK$721K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$111/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$228/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$106/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$218/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$206K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$206K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$126/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$258/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$121/mo
Today · 4.125%
HK$4,680
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$247/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$9,360/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$134/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$273/mo
Deposit HK$103K · loan HK$927K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$128/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$261/mo
Deposit HK$103K · loan HK$927K · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).