▼ 0.50% · 3.625%
HK$3,583
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$113/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$232/mo
Deposit HK$786K · loan HK$786K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$109/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,423
+HK$221/mo
Deposit HK$786K · loan HK$786K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$125/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$254/mo
Deposit HK$707K · loan HK$864K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$120/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$243/mo
Deposit HK$707K · loan HK$864K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$629K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$130/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$266/mo
Deposit HK$629K · loan HK$943K · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$147/mo
Today · 4.125%
HK$4,950
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$301/mo
Deposit HK$550K · loan HK$1.02M · min. income ≈ HK$9,900/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,321
−HK$141/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,750
+HK$288/mo
Deposit HK$550K · loan HK$1.02M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$159/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$152/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$347/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,979
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$162/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$333/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$181/mo
Today · 4.125%
HK$6,092
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$371/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,184/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,378
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$173/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$355/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,281
−HK$192/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$394/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,777
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,958
−HK$185/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,519
+HK$376/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,450
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,650
−HK$204/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,175
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$195/mo
Today · 4.125%
HK$7,563
baseline
▲ 0.50% · 4.625%
HK$7,961
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,126/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).