▼ 0.50% · 3.625%
HK$2,136
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,202
−HK$67/mo
Today · 4.125%
HK$2,269
baseline
▲ 0.50% · 4.625%
HK$2,408
+HK$139/mo
Deposit HK$468K · loan HK$468K · min. income ≈ HK$4,538/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,376
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,440
−HK$64/mo
Today · 4.125%
HK$2,504
baseline
▲ 0.50% · 4.625%
HK$2,636
+HK$132/mo
Deposit HK$468K · loan HK$468K · min. income ≈ HK$5,008/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,349
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,422
−HK$74/mo
Today · 4.125%
HK$2,496
baseline
▲ 0.50% · 4.625%
HK$2,648
+HK$152/mo
Deposit HK$421K · loan HK$515K · min. income ≈ HK$4,992/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,613
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,683
−HK$72/mo
Today · 4.125%
HK$2,755
baseline
▲ 0.50% · 4.625%
HK$2,900
+HK$145/mo
Deposit HK$421K · loan HK$515K · min. income ≈ HK$5,510/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,642
−HK$81/mo
Today · 4.125%
HK$2,723
baseline
▲ 0.50% · 4.625%
HK$2,889
+HK$166/mo
Deposit HK$375K · loan HK$562K · min. income ≈ HK$5,446/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,927
−HK$78/mo
Today · 4.125%
HK$3,005
baseline
▲ 0.50% · 4.625%
HK$3,163
+HK$158/mo
Deposit HK$375K · loan HK$562K · min. income ≈ HK$6,010/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,776
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,863
−HK$87/mo
Today · 4.125%
HK$2,950
baseline
▲ 0.50% · 4.625%
HK$3,130
+HK$180/mo
Deposit HK$328K · loan HK$609K · min. income ≈ HK$5,900/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,089
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$84/mo
Today · 4.125%
HK$3,255
baseline
▲ 0.50% · 4.625%
HK$3,427
+HK$172/mo
Deposit HK$328K · loan HK$609K · min. income ≈ HK$6,510/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,990
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$94/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,371
+HK$194/mo
Deposit HK$281K · loan HK$656K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,415
−HK$91/mo
Today · 4.125%
HK$3,506
baseline
▲ 0.50% · 4.625%
HK$3,691
+HK$185/mo
Deposit HK$281K · loan HK$656K · min. income ≈ HK$7,012/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$101/mo
Today · 4.125%
HK$3,404
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$207/mo
Deposit HK$234K · loan HK$702K · min. income ≈ HK$6,808/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$97/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$198/mo
Deposit HK$234K · loan HK$702K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,417
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,523
−HK$108/mo
Today · 4.125%
HK$3,631
baseline
▲ 0.50% · 4.625%
HK$3,852
+HK$221/mo
Deposit HK$187K · loan HK$749K · min. income ≈ HK$7,262/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,801
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$104/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$211/mo
Deposit HK$187K · loan HK$749K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,630
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$115/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$235/mo
Deposit HK$140K · loan HK$796K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$110/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$224/mo
Deposit HK$140K · loan HK$796K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$121/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$249/mo
Deposit HK$94K · loan HK$843K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$116/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$238/mo
Deposit HK$94K · loan HK$843K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).