▼ 0.50% · 3.625%
HK$3,607
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$114/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$233/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,012
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$109/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$223/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$125/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$257/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$120/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$245/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$136/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$280/mo
Deposit HK$633K · loan HK$949K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$131/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$267/mo
Deposit HK$633K · loan HK$949K · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$149/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$303/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$142/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$290/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$160/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$326/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$153/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$312/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$171/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$350/mo
Deposit HK$395K · loan HK$1.19M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,180
−HK$164/mo
Today · 4.125%
HK$6,344
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$334/mo
Deposit HK$395K · loan HK$1.19M · min. income ≈ HK$12,688/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,771
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,950
−HK$182/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,506
+HK$374/mo
Deposit HK$316K · loan HK$1.27M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,420
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,592
−HK$175/mo
Today · 4.125%
HK$6,767
baseline
▲ 0.50% · 4.625%
HK$7,123
+HK$356/mo
Deposit HK$316K · loan HK$1.27M · min. income ≈ HK$13,534/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,322
−HK$194/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,912
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,821
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,004
−HK$185/mo
Today · 4.125%
HK$7,189
baseline
▲ 0.50% · 4.625%
HK$7,568
+HK$379/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,378/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,694
−HK$205/mo
Today · 4.125%
HK$6,899
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$420/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,798/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,222
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,416
−HK$196/mo
Today · 4.125%
HK$7,612
baseline
▲ 0.50% · 4.625%
HK$8,014
+HK$402/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,224/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).