▼ 0.50% · 3.625%
HK$2,156
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,223
−HK$68/mo
Today · 4.125%
HK$2,291
baseline
▲ 0.50% · 4.625%
HK$2,430
+HK$139/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$4,582/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,398
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,462
−HK$66/mo
Today · 4.125%
HK$2,528
baseline
▲ 0.50% · 4.625%
HK$2,661
+HK$133/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$5,056/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,371
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,445
−HK$75/mo
Today · 4.125%
HK$2,520
baseline
▲ 0.50% · 4.625%
HK$2,673
+HK$153/mo
Deposit HK$425K · loan HK$520K · min. income ≈ HK$5,040/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,638
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,709
−HK$71/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,927
+HK$147/mo
Deposit HK$425K · loan HK$520K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,587
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,667
−HK$82/mo
Today · 4.125%
HK$2,749
baseline
▲ 0.50% · 4.625%
HK$2,916
+HK$167/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$5,498/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,878
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,955
−HK$78/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,193
+HK$160/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,889
−HK$89/mo
Today · 4.125%
HK$2,978
baseline
▲ 0.50% · 4.625%
HK$3,159
+HK$181/mo
Deposit HK$331K · loan HK$614K · min. income ≈ HK$5,956/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$85/mo
Today · 4.125%
HK$3,286
baseline
▲ 0.50% · 4.625%
HK$3,459
+HK$173/mo
Deposit HK$331K · loan HK$614K · min. income ≈ HK$6,572/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$95/mo
Today · 4.125%
HK$3,207
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$195/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$6,414/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,357
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,447
−HK$92/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$186/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,334
−HK$102/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$209/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$98/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$200/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$189K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$104/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$213/mo
Deposit HK$189K · loan HK$756K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$116/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$237/mo
Deposit HK$142K · loan HK$803K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$111/mo
Today · 4.125%
HK$4,297
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$226/mo
Deposit HK$142K · loan HK$803K · min. income ≈ HK$8,594/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$122/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$95K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$118/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$239/mo
Deposit HK$95K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).