▼ 0.50% · 3.625%
HK$2,154
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,221
−HK$68/mo
Today · 4.125%
HK$2,289
baseline
▲ 0.50% · 4.625%
HK$2,429
+HK$140/mo
Deposit HK$472K · loan HK$472K · min. income ≈ HK$4,578/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,397
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$65/mo
Today · 4.125%
HK$2,526
baseline
▲ 0.50% · 4.625%
HK$2,659
+HK$133/mo
Deposit HK$472K · loan HK$472K · min. income ≈ HK$5,052/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,370
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,443
−HK$75/mo
Today · 4.125%
HK$2,518
baseline
▲ 0.50% · 4.625%
HK$2,671
+HK$153/mo
Deposit HK$425K · loan HK$520K · min. income ≈ HK$5,036/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,636
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,707
−HK$72/mo
Today · 4.125%
HK$2,779
baseline
▲ 0.50% · 4.625%
HK$2,925
+HK$146/mo
Deposit HK$425K · loan HK$520K · min. income ≈ HK$5,558/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,585
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,665
−HK$82/mo
Today · 4.125%
HK$2,747
baseline
▲ 0.50% · 4.625%
HK$2,914
+HK$167/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$5,494/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,876
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,953
−HK$78/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,191
+HK$160/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,888
−HK$88/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$181/mo
Deposit HK$331K · loan HK$614K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$85/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$173/mo
Deposit HK$331K · loan HK$614K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$95/mo
Today · 4.125%
HK$3,205
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$195/mo
Deposit HK$283K · loan HK$661K · min. income ≈ HK$6,410/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$91/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$187/mo
Deposit HK$283K · loan HK$661K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,231
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$102/mo
Today · 4.125%
HK$3,434
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$209/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$6,868/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$98/mo
Today · 4.125%
HK$3,789
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$200/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$7,578/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,447
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$109/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,886
+HK$223/mo
Deposit HK$189K · loan HK$756K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,937
−HK$105/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,255
+HK$213/mo
Deposit HK$189K · loan HK$756K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,662
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$116/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$237/mo
Deposit HK$142K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$111/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$227/mo
Deposit HK$142K · loan HK$803K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$123/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$250/mo
Deposit HK$94K · loan HK$850K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$118/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$239/mo
Deposit HK$94K · loan HK$850K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).