▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$136/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$265/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,724
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$149/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$306/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,396
−HK$143/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,831
+HK$292/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,153
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$163/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$333/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,887
−HK$156/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,361
+HK$318/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$176/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$169/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$346/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,012
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$190/mo
Today · 4.125%
HK$6,389
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$389/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,778/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,868
−HK$182/mo
Today · 4.125%
HK$7,050
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$372/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,100/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$204/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$416/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,166
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$195/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$7,952
+HK$398/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$217/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,746
+HK$444/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,644
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,849
−HK$208/mo
Today · 4.125%
HK$8,057
baseline
▲ 0.50% · 4.625%
HK$8,482
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,114/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,528
−HK$230/mo
Today · 4.125%
HK$7,758
baseline
▲ 0.50% · 4.625%
HK$8,231
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,516/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,122
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,340
−HK$221/mo
Today · 4.125%
HK$8,561
baseline
▲ 0.50% · 4.625%
HK$9,012
+HK$451/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,122/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,730
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$244/mo
Today · 4.125%
HK$8,215
baseline
▲ 0.50% · 4.625%
HK$8,715
+HK$500/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$16,430/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,600
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,830
−HK$234/mo
Today · 4.125%
HK$9,064
baseline
▲ 0.50% · 4.625%
HK$9,542
+HK$478/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$18,128/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).