▼ 0.50% · 3.625%
HK$2,335
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,407
−HK$74/mo
Today · 4.125%
HK$2,481
baseline
▲ 0.50% · 4.625%
HK$2,632
+HK$151/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$4,962/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,597
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,667
−HK$70/mo
Today · 4.125%
HK$2,737
baseline
▲ 0.50% · 4.625%
HK$2,882
+HK$145/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$5,474/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,568
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,648
−HK$81/mo
Today · 4.125%
HK$2,729
baseline
▲ 0.50% · 4.625%
HK$2,895
+HK$166/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$5,458/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,933
−HK$78/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,170
+HK$159/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,801
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,889
−HK$88/mo
Today · 4.125%
HK$2,977
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$181/mo
Deposit HK$410K · loan HK$614K · min. income ≈ HK$5,954/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$85/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,458
+HK$173/mo
Deposit HK$410K · loan HK$614K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,035
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$96/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$196/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,467
−HK$92/mo
Today · 4.125%
HK$3,559
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$187/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$7,118/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$103/mo
Today · 4.125%
HK$3,473
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$212/mo
Deposit HK$307K · loan HK$717K · min. income ≈ HK$6,946/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$98/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,034
+HK$202/mo
Deposit HK$307K · loan HK$717K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,502
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,611
−HK$110/mo
Today · 4.125%
HK$3,721
baseline
▲ 0.50% · 4.625%
HK$3,948
+HK$227/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$7,442/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,896
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$106/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$217/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,735
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,851
−HK$118/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$242/mo
Deposit HK$205K · loan HK$819K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,155
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$113/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,611
+HK$231/mo
Deposit HK$205K · loan HK$819K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,969
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$126/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$256/mo
Deposit HK$154K · loan HK$870K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$120/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$245/mo
Deposit HK$154K · loan HK$870K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$133/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,737
+HK$271/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$127/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$260/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).