▼ 0.50% · 3.625%
HK$2,088
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,153
−HK$66/mo
Today · 4.125%
HK$2,219
baseline
▲ 0.50% · 4.625%
HK$2,354
+HK$135/mo
Deposit HK$458K · loan HK$458K · min. income ≈ HK$4,438/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,322
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,385
−HK$63/mo
Today · 4.125%
HK$2,448
baseline
▲ 0.50% · 4.625%
HK$2,577
+HK$129/mo
Deposit HK$458K · loan HK$458K · min. income ≈ HK$4,896/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,296
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,368
−HK$72/mo
Today · 4.125%
HK$2,440
baseline
▲ 0.50% · 4.625%
HK$2,589
+HK$149/mo
Deposit HK$412K · loan HK$504K · min. income ≈ HK$4,880/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,555
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,623
−HK$70/mo
Today · 4.125%
HK$2,693
baseline
▲ 0.50% · 4.625%
HK$2,835
+HK$142/mo
Deposit HK$412K · loan HK$504K · min. income ≈ HK$5,386/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,505
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$79/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,824
+HK$162/mo
Deposit HK$366K · loan HK$549K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,862
−HK$75/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,092
+HK$155/mo
Deposit HK$366K · loan HK$549K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,714
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,798
−HK$86/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,060
+HK$176/mo
Deposit HK$320K · loan HK$595K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,100
−HK$82/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$168/mo
Deposit HK$320K · loan HK$595K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,923
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$92/mo
Today · 4.125%
HK$3,106
baseline
▲ 0.50% · 4.625%
HK$3,295
+HK$189/mo
Deposit HK$275K · loan HK$641K · min. income ≈ HK$6,212/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$88/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,608
+HK$181/mo
Deposit HK$275K · loan HK$641K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$99/mo
Today · 4.125%
HK$3,328
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$202/mo
Deposit HK$229K · loan HK$687K · min. income ≈ HK$6,656/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$95/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$193/mo
Deposit HK$229K · loan HK$687K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$106/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$216/mo
Deposit HK$183K · loan HK$732K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$101/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$206/mo
Deposit HK$183K · loan HK$732K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$112/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$230/mo
Deposit HK$137K · loan HK$778K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$107/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$220/mo
Deposit HK$137K · loan HK$778K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,758
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$118/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$243/mo
Deposit HK$92K · loan HK$824K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$113/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$232/mo
Deposit HK$92K · loan HK$824K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).