▼ 0.50% · 3.625%
HK$2,809
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,896
−HK$89/mo
Today · 4.125%
HK$2,985
baseline
▲ 0.50% · 4.625%
HK$3,166
+HK$181/mo
Deposit HK$616K · loan HK$616K · min. income ≈ HK$5,970/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,124
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,208
−HK$85/mo
Today · 4.125%
HK$3,293
baseline
▲ 0.50% · 4.625%
HK$3,467
+HK$174/mo
Deposit HK$616K · loan HK$616K · min. income ≈ HK$6,586/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,089
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,185
−HK$98/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,483
+HK$200/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,437
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,529
−HK$94/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$191/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,370
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,475
−HK$107/mo
Today · 4.125%
HK$3,582
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$217/mo
Deposit HK$493K · loan HK$739K · min. income ≈ HK$7,164/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,850
−HK$102/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,160
+HK$208/mo
Deposit HK$493K · loan HK$739K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,651
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$115/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$236/mo
Deposit HK$431K · loan HK$801K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$110/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$226/mo
Deposit HK$431K · loan HK$801K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$124/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$255/mo
Deposit HK$370K · loan HK$862K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$243/mo
Deposit HK$370K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$133/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,749
+HK$272/mo
Deposit HK$308K · loan HK$924K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$128/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,200
+HK$260/mo
Deposit HK$308K · loan HK$924K · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$291/mo
Deposit HK$246K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$278/mo
Deposit HK$246K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$151/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$309/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$145/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,894
+HK$295/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$159/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,699
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$153/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,240
+HK$312/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).