▼ 0.50% · 3.625%
HK$2,537
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,616
−HK$80/mo
Today · 4.125%
HK$2,696
baseline
▲ 0.50% · 4.625%
HK$2,860
+HK$164/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,392/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,823
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,898
−HK$77/mo
Today · 4.125%
HK$2,975
baseline
▲ 0.50% · 4.625%
HK$3,132
+HK$157/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,950/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,791
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$88/mo
Today · 4.125%
HK$2,966
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$180/mo
Deposit HK$501K · loan HK$612K · min. income ≈ HK$5,932/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,105
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$85/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,445
+HK$172/mo
Deposit HK$501K · loan HK$612K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,045
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$97/mo
Today · 4.125%
HK$3,236
baseline
▲ 0.50% · 4.625%
HK$3,433
+HK$197/mo
Deposit HK$445K · loan HK$668K · min. income ≈ HK$6,472/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,387
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$92/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$188/mo
Deposit HK$445K · loan HK$668K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$104/mo
Today · 4.125%
HK$3,505
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$214/mo
Deposit HK$389K · loan HK$723K · min. income ≈ HK$7,010/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,669
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$100/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$204/mo
Deposit HK$389K · loan HK$723K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,552
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,663
−HK$112/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$230/mo
Deposit HK$334K · loan HK$779K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$107/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$220/mo
Deposit HK$334K · loan HK$779K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$121/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,291
+HK$246/mo
Deposit HK$278K · loan HK$835K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$115/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$235/mo
Deposit HK$278K · loan HK$835K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$128/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$263/mo
Deposit HK$223K · loan HK$890K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$123/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$251/mo
Deposit HK$223K · loan HK$890K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$136/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,863
+HK$279/mo
Deposit HK$167K · loan HK$946K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$131/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$266/mo
Deposit HK$167K · loan HK$946K · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$144/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$296/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$138/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$283/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).