▼ 0.50% · 3.625%
HK$2,478
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,555
−HK$78/mo
Today · 4.125%
HK$2,633
baseline
▲ 0.50% · 4.625%
HK$2,793
+HK$160/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,266/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,756
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,830
−HK$75/mo
Today · 4.125%
HK$2,905
baseline
▲ 0.50% · 4.625%
HK$3,058
+HK$153/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,810/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,725
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,810
−HK$86/mo
Today · 4.125%
HK$2,896
baseline
▲ 0.50% · 4.625%
HK$3,072
+HK$176/mo
Deposit HK$489K · loan HK$598K · min. income ≈ HK$5,792/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,032
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$83/mo
Today · 4.125%
HK$3,196
baseline
▲ 0.50% · 4.625%
HK$3,364
+HK$168/mo
Deposit HK$489K · loan HK$598K · min. income ≈ HK$6,392/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,973
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,066
−HK$94/mo
Today · 4.125%
HK$3,160
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$192/mo
Deposit HK$435K · loan HK$652K · min. income ≈ HK$6,320/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,308
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$90/mo
Today · 4.125%
HK$3,486
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$184/mo
Deposit HK$435K · loan HK$652K · min. income ≈ HK$6,972/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$102/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$208/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,679
−HK$98/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$3,976
+HK$199/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$109/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$224/mo
Deposit HK$326K · loan HK$761K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$105/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$215/mo
Deposit HK$326K · loan HK$761K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$117/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$241/mo
Deposit HK$272K · loan HK$815K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$113/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$230/mo
Deposit HK$272K · loan HK$815K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,087
−HK$126/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$256/mo
Deposit HK$217K · loan HK$869K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$120/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$245/mo
Deposit HK$217K · loan HK$869K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,212
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$133/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$272/mo
Deposit HK$163K · loan HK$924K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,686
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$128/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$260/mo
Deposit HK$163K · loan HK$924K · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$289/mo
Deposit HK$109K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$276/mo
Deposit HK$109K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).