▼ 0.50% · 3.625%
HK$2,487
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,565
−HK$78/mo
Today · 4.125%
HK$2,643
baseline
▲ 0.50% · 4.625%
HK$2,804
+HK$161/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,286/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,767
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$76/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,070
+HK$153/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,736
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,821
−HK$87/mo
Today · 4.125%
HK$2,908
baseline
▲ 0.50% · 4.625%
HK$3,084
+HK$176/mo
Deposit HK$491K · loan HK$600K · min. income ≈ HK$5,816/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,125
−HK$83/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$169/mo
Deposit HK$491K · loan HK$600K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$94/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,365
+HK$193/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$90/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$184/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,334
−HK$102/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$209/mo
Deposit HK$382K · loan HK$709K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$98/mo
Today · 4.125%
HK$3,792
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$199/mo
Deposit HK$382K · loan HK$709K · min. income ≈ HK$7,584/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$111/mo
Today · 4.125%
HK$3,701
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$225/mo
Deposit HK$327K · loan HK$764K · min. income ≈ HK$7,402/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,874
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$105/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,298
+HK$215/mo
Deposit HK$327K · loan HK$764K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,847
−HK$118/mo
Today · 4.125%
HK$3,965
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$241/mo
Deposit HK$273K · loan HK$818K · min. income ≈ HK$7,930/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,262
−HK$113/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$230/mo
Deposit HK$273K · loan HK$818K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$126/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$258/mo
Deposit HK$218K · loan HK$873K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$120/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$246/mo
Deposit HK$218K · loan HK$873K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,228
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,360
−HK$134/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,767
+HK$273/mo
Deposit HK$164K · loan HK$927K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,830
−HK$128/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$262/mo
Deposit HK$164K · loan HK$927K · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,477
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$142/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$289/mo
Deposit HK$109K · loan HK$982K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$136/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$277/mo
Deposit HK$109K · loan HK$982K · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).