▼ 0.50% · 3.625%
HK$2,475
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,552
−HK$78/mo
Today · 4.125%
HK$2,630
baseline
▲ 0.50% · 4.625%
HK$2,790
+HK$160/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,260/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,754
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$75/mo
Today · 4.125%
HK$2,902
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$153/mo
Deposit HK$543K · loan HK$543K · min. income ≈ HK$5,804/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,723
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,807
−HK$86/mo
Today · 4.125%
HK$2,893
baseline
▲ 0.50% · 4.625%
HK$3,069
+HK$176/mo
Deposit HK$488K · loan HK$597K · min. income ≈ HK$5,786/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,029
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$83/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,361
+HK$168/mo
Deposit HK$488K · loan HK$597K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,970
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,063
−HK$93/mo
Today · 4.125%
HK$3,156
baseline
▲ 0.50% · 4.625%
HK$3,348
+HK$192/mo
Deposit HK$434K · loan HK$651K · min. income ≈ HK$6,312/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,304
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,393
−HK$90/mo
Today · 4.125%
HK$3,483
baseline
▲ 0.50% · 4.625%
HK$3,666
+HK$183/mo
Deposit HK$434K · loan HK$651K · min. income ≈ HK$6,966/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,218
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,318
−HK$101/mo
Today · 4.125%
HK$3,419
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$209/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$6,838/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,676
−HK$97/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$199/mo
Deposit HK$380K · loan HK$706K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$110/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$224/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$105/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$214/mo
Deposit HK$326K · loan HK$760K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,713
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$118/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$240/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,241
−HK$113/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$229/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$126/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$256/mo
Deposit HK$217K · loan HK$868K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$120/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$245/mo
Deposit HK$217K · loan HK$868K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$133/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$272/mo
Deposit HK$163K · loan HK$923K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$127/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$163K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$141/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$288/mo
Deposit HK$109K · loan HK$977K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,956
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,089
−HK$135/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$276/mo
Deposit HK$109K · loan HK$977K · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).