▼ 0.50% · 3.625%
HK$2,514
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,592
−HK$79/mo
Today · 4.125%
HK$2,671
baseline
▲ 0.50% · 4.625%
HK$2,834
+HK$163/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,342/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,797
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$76/mo
Today · 4.125%
HK$2,948
baseline
▲ 0.50% · 4.625%
HK$3,103
+HK$155/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,896/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,765
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$88/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$178/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,159
−HK$83/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$171/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$96/mo
Today · 4.125%
HK$3,206
baseline
▲ 0.50% · 4.625%
HK$3,401
+HK$195/mo
Deposit HK$441K · loan HK$661K · min. income ≈ HK$6,412/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,446
−HK$91/mo
Today · 4.125%
HK$3,537
baseline
▲ 0.50% · 4.625%
HK$3,724
+HK$187/mo
Deposit HK$441K · loan HK$661K · min. income ≈ HK$7,074/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$103/mo
Today · 4.125%
HK$3,473
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$211/mo
Deposit HK$386K · loan HK$717K · min. income ≈ HK$6,946/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$99/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,034
+HK$202/mo
Deposit HK$386K · loan HK$717K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$111/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$228/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$107/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$217/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$119/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,251
+HK$244/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$114/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$234/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$127/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$260/mo
Deposit HK$220K · loan HK$882K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$122/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$249/mo
Deposit HK$220K · loan HK$882K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$277/mo
Deposit HK$165K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$129/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$264/mo
Deposit HK$165K · loan HK$937K · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$143/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$292/mo
Deposit HK$110K · loan HK$992K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$137/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$279/mo
Deposit HK$110K · loan HK$992K · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).