▼ 0.50% · 3.625%
HK$2,993
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,086
−HK$94/mo
Today · 4.125%
HK$3,180
baseline
▲ 0.50% · 4.625%
HK$3,374
+HK$194/mo
Deposit HK$656K · loan HK$656K · min. income ≈ HK$6,360/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,329
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$90/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$185/mo
Deposit HK$656K · loan HK$656K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,292
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,394
−HK$104/mo
Today · 4.125%
HK$3,498
baseline
▲ 0.50% · 4.625%
HK$3,711
+HK$213/mo
Deposit HK$591K · loan HK$722K · min. income ≈ HK$6,996/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,662
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,761
−HK$99/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,064
+HK$204/mo
Deposit HK$591K · loan HK$722K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,591
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,703
−HK$114/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,049
+HK$232/mo
Deposit HK$525K · loan HK$787K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$109/mo
Today · 4.125%
HK$4,211
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$222/mo
Deposit HK$525K · loan HK$787K · min. income ≈ HK$8,422/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$123/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$251/mo
Deposit HK$459K · loan HK$853K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$118/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$241/mo
Deposit HK$459K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$133/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$271/mo
Deposit HK$394K · loan HK$919K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$127/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$394K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$290/mo
Deposit HK$328K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$136/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$277/mo
Deposit HK$328K · loan HK$984K · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$152/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$309/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$145/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$314/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,387
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$170/mo
Today · 4.125%
HK$5,725
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$348/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,450/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,993
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,154
−HK$163/mo
Today · 4.125%
HK$6,317
baseline
▲ 0.50% · 4.625%
HK$6,650
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,634/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).