▼ 0.50% · 3.625%
HK$2,401
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,475
−HK$76/mo
Today · 4.125%
HK$2,551
baseline
▲ 0.50% · 4.625%
HK$2,707
+HK$156/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,102/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,671
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,742
−HK$73/mo
Today · 4.125%
HK$2,815
baseline
▲ 0.50% · 4.625%
HK$2,964
+HK$149/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,630/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,641
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,723
−HK$83/mo
Today · 4.125%
HK$2,806
baseline
▲ 0.50% · 4.625%
HK$2,977
+HK$171/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$5,612/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,938
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,017
−HK$80/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$163/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$91/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$186/mo
Deposit HK$421K · loan HK$632K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$87/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$178/mo
Deposit HK$421K · loan HK$632K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,121
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,218
−HK$99/mo
Today · 4.125%
HK$3,317
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$202/mo
Deposit HK$369K · loan HK$684K · min. income ≈ HK$6,634/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$95/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$193/mo
Deposit HK$369K · loan HK$684K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$106/mo
Today · 4.125%
HK$3,572
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$217/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,144/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$102/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$208/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$114/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$233/mo
Deposit HK$263K · loan HK$790K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$109/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$222/mo
Deposit HK$263K · loan HK$790K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$121/mo
Today · 4.125%
HK$4,082
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$249/mo
Deposit HK$211K · loan HK$842K · min. income ≈ HK$8,164/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$116/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$238/mo
Deposit HK$211K · loan HK$842K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,208
−HK$129/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,601
+HK$264/mo
Deposit HK$158K · loan HK$895K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$124/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$252/mo
Deposit HK$158K · loan HK$895K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$136/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$280/mo
Deposit HK$105K · loan HK$948K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$131/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$267/mo
Deposit HK$105K · loan HK$948K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).