▼ 0.50% · 3.625%
HK$2,667
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,750
−HK$85/mo
Today · 4.125%
HK$2,835
baseline
▲ 0.50% · 4.625%
HK$3,007
+HK$172/mo
Deposit HK$585K · loan HK$585K · min. income ≈ HK$5,670/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,047
−HK$81/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,293
+HK$165/mo
Deposit HK$585K · loan HK$585K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$190/mo
Deposit HK$526K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$89/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$181/mo
Deposit HK$526K · loan HK$643K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$102/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,609
+HK$207/mo
Deposit HK$468K · loan HK$702K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$96/mo
Today · 4.125%
HK$3,753
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$198/mo
Deposit HK$468K · loan HK$702K · min. income ≈ HK$7,506/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$109/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$224/mo
Deposit HK$409K · loan HK$760K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$105/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$215/mo
Deposit HK$409K · loan HK$760K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,851
−HK$118/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$241/mo
Deposit HK$351K · loan HK$819K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$113/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$231/mo
Deposit HK$351K · loan HK$819K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,001
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$126/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$259/mo
Deposit HK$292K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$121/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$247/mo
Deposit HK$292K · loan HK$877K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$135/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$276/mo
Deposit HK$234K · loan HK$936K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$130/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$263/mo
Deposit HK$234K · loan HK$936K · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$143/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$293/mo
Deposit HK$175K · loan HK$994K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$137/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$281/mo
Deposit HK$175K · loan HK$994K · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$151/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$311/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$145/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$297/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).