▼ 0.50% · 3.625%
HK$2,393
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,468
−HK$75/mo
Today · 4.125%
HK$2,543
baseline
▲ 0.50% · 4.625%
HK$2,698
+HK$155/mo
Deposit HK$525K · loan HK$525K · min. income ≈ HK$5,086/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,662
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,734
−HK$72/mo
Today · 4.125%
HK$2,806
baseline
▲ 0.50% · 4.625%
HK$2,954
+HK$148/mo
Deposit HK$525K · loan HK$525K · min. income ≈ HK$5,612/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,633
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,714
−HK$84/mo
Today · 4.125%
HK$2,798
baseline
▲ 0.50% · 4.625%
HK$2,968
+HK$170/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$5,596/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,929
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,007
−HK$80/mo
Today · 4.125%
HK$3,087
baseline
▲ 0.50% · 4.625%
HK$3,250
+HK$163/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$6,174/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,872
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,961
−HK$91/mo
Today · 4.125%
HK$3,052
baseline
▲ 0.50% · 4.625%
HK$3,238
+HK$186/mo
Deposit HK$420K · loan HK$630K · min. income ≈ HK$6,104/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,195
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,281
−HK$87/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,545
+HK$177/mo
Deposit HK$420K · loan HK$630K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,208
−HK$98/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$201/mo
Deposit HK$367K · loan HK$682K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$94/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$192/mo
Deposit HK$367K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$216/mo
Deposit HK$315K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,727
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$102/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,136
+HK$207/mo
Deposit HK$315K · loan HK$735K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$113/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$232/mo
Deposit HK$262K · loan HK$787K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$108/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$222/mo
Deposit HK$262K · loan HK$787K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,829
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$121/mo
Today · 4.125%
HK$4,069
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$248/mo
Deposit HK$210K · loan HK$840K · min. income ≈ HK$8,138/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$116/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$237/mo
Deposit HK$210K · loan HK$840K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$129/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$263/mo
Deposit HK$157K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$123/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$251/mo
Deposit HK$157K · loan HK$892K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$136/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$279/mo
Deposit HK$105K · loan HK$945K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$130/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$267/mo
Deposit HK$105K · loan HK$945K · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).