▼ 0.50% · 3.625%
HK$2,399
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,474
−HK$76/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,705
+HK$155/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,669
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,741
−HK$72/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,962
+HK$149/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,639
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$84/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,975
+HK$170/mo
Deposit HK$473K · loan HK$579K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,936
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$80/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,258
+HK$163/mo
Deposit HK$473K · loan HK$579K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$186/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$87/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$178/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$99/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,516
+HK$201/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$94/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,850
+HK$193/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$107/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$217/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$102/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$207/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$113/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$233/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$109/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$222/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$121/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$249/mo
Deposit HK$210K · loan HK$842K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$116/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$238/mo
Deposit HK$210K · loan HK$842K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$128/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,598
+HK$264/mo
Deposit HK$158K · loan HK$894K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$124/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$252/mo
Deposit HK$158K · loan HK$894K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$136/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$280/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$131/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$267/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).