▼ 0.50% · 3.625%
HK$2,619
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$83/mo
Today · 4.125%
HK$2,783
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$169/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$5,566/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,913
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,992
−HK$79/mo
Today · 4.125%
HK$3,071
baseline
▲ 0.50% · 4.625%
HK$3,233
+HK$162/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$6,142/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$91/mo
Today · 4.125%
HK$3,061
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$187/mo
Deposit HK$517K · loan HK$632K · min. income ≈ HK$6,122/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$87/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$178/mo
Deposit HK$517K · loan HK$632K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,240
−HK$100/mo
Today · 4.125%
HK$3,340
baseline
▲ 0.50% · 4.625%
HK$3,543
+HK$203/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$6,680/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,496
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$95/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,879
+HK$194/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$108/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$220/mo
Deposit HK$402K · loan HK$747K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$103/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$211/mo
Deposit HK$402K · loan HK$747K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$116/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$237/mo
Deposit HK$345K · loan HK$804K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$111/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$227/mo
Deposit HK$345K · loan HK$804K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$125/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$254/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$119/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$243/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$133/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$271/mo
Deposit HK$230K · loan HK$919K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$127/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$230K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,590
−HK$141/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$288/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$134/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$276/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$148/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$305/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$142/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$292/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).