▼ 0.50% · 3.625%
HK$2,647
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,729
−HK$84/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,984
+HK$171/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,944
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,023
−HK$80/mo
Today · 4.125%
HK$3,103
baseline
▲ 0.50% · 4.625%
HK$3,267
+HK$164/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$6,206/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,911
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,002
−HK$92/mo
Today · 4.125%
HK$3,094
baseline
▲ 0.50% · 4.625%
HK$3,282
+HK$188/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,188/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,239
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,326
−HK$88/mo
Today · 4.125%
HK$3,414
baseline
▲ 0.50% · 4.625%
HK$3,594
+HK$180/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,828/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$100/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,580
+HK$205/mo
Deposit HK$464K · loan HK$696K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,533
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$96/mo
Today · 4.125%
HK$3,724
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$196/mo
Deposit HK$464K · loan HK$696K · min. income ≈ HK$7,448/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,441
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$108/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,879
+HK$223/mo
Deposit HK$406K · loan HK$754K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$104/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$213/mo
Deposit HK$406K · loan HK$754K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$118/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$239/mo
Deposit HK$348K · loan HK$812K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$112/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$229/mo
Deposit HK$348K · loan HK$812K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$126/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$256/mo
Deposit HK$290K · loan HK$870K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$120/mo
Today · 4.125%
HK$4,655
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$245/mo
Deposit HK$290K · loan HK$870K · min. income ≈ HK$9,310/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,366
−HK$134/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$274/mo
Deposit HK$232K · loan HK$929K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$128/mo
Today · 4.125%
HK$4,965
baseline
▲ 0.50% · 4.625%
HK$5,227
+HK$262/mo
Deposit HK$232K · loan HK$929K · min. income ≈ HK$9,930/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$174K · loan HK$987K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$137/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$174K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$151/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$308/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$144/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$294/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).