▼ 0.50% · 3.625%
HK$2,525
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$79/mo
Today · 4.125%
HK$2,683
baseline
▲ 0.50% · 4.625%
HK$2,847
+HK$164/mo
Deposit HK$554K · loan HK$554K · min. income ≈ HK$5,366/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,809
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,884
−HK$77/mo
Today · 4.125%
HK$2,961
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$156/mo
Deposit HK$554K · loan HK$554K · min. income ≈ HK$5,922/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,778
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$88/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,131
+HK$179/mo
Deposit HK$498K · loan HK$609K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$84/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,429
+HK$172/mo
Deposit HK$498K · loan HK$609K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,124
−HK$96/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$196/mo
Deposit HK$443K · loan HK$664K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,371
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$92/mo
Today · 4.125%
HK$3,553
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$187/mo
Deposit HK$443K · loan HK$664K · min. income ≈ HK$7,106/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,385
−HK$103/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,701
+HK$213/mo
Deposit HK$388K · loan HK$720K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$99/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$203/mo
Deposit HK$388K · loan HK$720K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,535
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$112/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$228/mo
Deposit HK$332K · loan HK$775K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$107/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$219/mo
Deposit HK$332K · loan HK$775K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,905
−HK$120/mo
Today · 4.125%
HK$4,025
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$245/mo
Deposit HK$277K · loan HK$831K · min. income ≈ HK$8,050/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$114/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$234/mo
Deposit HK$277K · loan HK$831K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$127/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$262/mo
Deposit HK$221K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$122/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$250/mo
Deposit HK$221K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$136/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$277/mo
Deposit HK$166K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$129/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$266/mo
Deposit HK$166K · loan HK$941K · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$144/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$294/mo
Deposit HK$111K · loan HK$997K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$138/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$280/mo
Deposit HK$111K · loan HK$997K · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).