▼ 0.50% · 3.625%
HK$2,382
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$75/mo
Today · 4.125%
HK$2,531
baseline
▲ 0.50% · 4.625%
HK$2,685
+HK$154/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,062/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$72/mo
Today · 4.125%
HK$2,793
baseline
▲ 0.50% · 4.625%
HK$2,940
+HK$147/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,586/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,620
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$82/mo
Today · 4.125%
HK$2,784
baseline
▲ 0.50% · 4.625%
HK$2,954
+HK$170/mo
Deposit HK$470K · loan HK$575K · min. income ≈ HK$5,568/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,915
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,993
−HK$79/mo
Today · 4.125%
HK$3,072
baseline
▲ 0.50% · 4.625%
HK$3,234
+HK$162/mo
Deposit HK$470K · loan HK$575K · min. income ≈ HK$6,144/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,858
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$90/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,222
+HK$185/mo
Deposit HK$418K · loan HK$627K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,180
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$87/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,528
+HK$176/mo
Deposit HK$418K · loan HK$627K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,096
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,193
−HK$98/mo
Today · 4.125%
HK$3,291
baseline
▲ 0.50% · 4.625%
HK$3,491
+HK$200/mo
Deposit HK$366K · loan HK$679K · min. income ≈ HK$6,582/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,445
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,537
−HK$94/mo
Today · 4.125%
HK$3,631
baseline
▲ 0.50% · 4.625%
HK$3,822
+HK$191/mo
Deposit HK$366K · loan HK$679K · min. income ≈ HK$7,262/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$106/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$215/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$101/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$206/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$113/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$108/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$221/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$120/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$246/mo
Deposit HK$209K · loan HK$836K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$116/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$235/mo
Deposit HK$209K · loan HK$836K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$128/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$262/mo
Deposit HK$157K · loan HK$888K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$122/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$250/mo
Deposit HK$157K · loan HK$888K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$135/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$277/mo
Deposit HK$104K · loan HK$940K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$129/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$265/mo
Deposit HK$104K · loan HK$940K · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).