▼ 0.50% · 3.625%
HK$2,552
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$81/mo
Today · 4.125%
HK$2,712
baseline
▲ 0.50% · 4.625%
HK$2,877
+HK$165/mo
Deposit HK$560K · loan HK$560K · min. income ≈ HK$5,424/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,839
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,915
−HK$77/mo
Today · 4.125%
HK$2,992
baseline
▲ 0.50% · 4.625%
HK$3,150
+HK$158/mo
Deposit HK$560K · loan HK$560K · min. income ≈ HK$5,984/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,807
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$89/mo
Today · 4.125%
HK$2,983
baseline
▲ 0.50% · 4.625%
HK$3,164
+HK$181/mo
Deposit HK$504K · loan HK$615K · min. income ≈ HK$5,966/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,123
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$85/mo
Today · 4.125%
HK$3,291
baseline
▲ 0.50% · 4.625%
HK$3,465
+HK$174/mo
Deposit HK$504K · loan HK$615K · min. income ≈ HK$6,582/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,062
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$97/mo
Today · 4.125%
HK$3,254
baseline
▲ 0.50% · 4.625%
HK$3,452
+HK$198/mo
Deposit HK$448K · loan HK$671K · min. income ≈ HK$6,508/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,407
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,498
−HK$93/mo
Today · 4.125%
HK$3,591
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$189/mo
Deposit HK$448K · loan HK$671K · min. income ≈ HK$7,182/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$105/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$215/mo
Deposit HK$392K · loan HK$727K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$101/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$205/mo
Deposit HK$392K · loan HK$727K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$113/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$336K · loan HK$783K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$108/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$221/mo
Deposit HK$336K · loan HK$783K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$121/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$247/mo
Deposit HK$280K · loan HK$839K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$116/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$237/mo
Deposit HK$280K · loan HK$839K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$129/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$264/mo
Deposit HK$224K · loan HK$895K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$124/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$252/mo
Deposit HK$224K · loan HK$895K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$137/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$281/mo
Deposit HK$168K · loan HK$951K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$132/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$268/mo
Deposit HK$168K · loan HK$951K · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$145/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$139/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$284/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).