▼ 0.50% · 3.625%
HK$2,518
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,596
−HK$80/mo
Today · 4.125%
HK$2,676
baseline
▲ 0.50% · 4.625%
HK$2,839
+HK$163/mo
Deposit HK$552K · loan HK$552K · min. income ≈ HK$5,352/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,801
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,876
−HK$77/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,108
+HK$155/mo
Deposit HK$552K · loan HK$552K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,770
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,856
−HK$88/mo
Today · 4.125%
HK$2,944
baseline
▲ 0.50% · 4.625%
HK$3,123
+HK$179/mo
Deposit HK$497K · loan HK$607K · min. income ≈ HK$5,888/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,164
−HK$84/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$171/mo
Deposit HK$497K · loan HK$607K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,022
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$95/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$196/mo
Deposit HK$442K · loan HK$663K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,452
−HK$91/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$187/mo
Deposit HK$442K · loan HK$663K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,274
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$104/mo
Today · 4.125%
HK$3,479
baseline
▲ 0.50% · 4.625%
HK$3,690
+HK$211/mo
Deposit HK$387K · loan HK$718K · min. income ≈ HK$6,958/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$100/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,041
+HK$202/mo
Deposit HK$387K · loan HK$718K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,525
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,635
−HK$111/mo
Today · 4.125%
HK$3,746
baseline
▲ 0.50% · 4.625%
HK$3,974
+HK$228/mo
Deposit HK$331K · loan HK$773K · min. income ≈ HK$7,492/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,922
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$107/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,352
+HK$218/mo
Deposit HK$331K · loan HK$773K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$119/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$244/mo
Deposit HK$276K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$114/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$234/mo
Deposit HK$276K · loan HK$828K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$128/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$260/mo
Deposit HK$221K · loan HK$883K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$122/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$249/mo
Deposit HK$221K · loan HK$883K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$135/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$277/mo
Deposit HK$166K · loan HK$939K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$130/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$264/mo
Deposit HK$166K · loan HK$939K · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$143/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$293/mo
Deposit HK$110K · loan HK$994K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$137/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$280/mo
Deposit HK$110K · loan HK$994K · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).