▼ 0.50% · 3.625%
HK$2,180
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,247
−HK$69/mo
Today · 4.125%
HK$2,316
baseline
▲ 0.50% · 4.625%
HK$2,457
+HK$141/mo
Deposit HK$478K · loan HK$478K · min. income ≈ HK$4,632/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,425
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,490
−HK$66/mo
Today · 4.125%
HK$2,556
baseline
▲ 0.50% · 4.625%
HK$2,690
+HK$134/mo
Deposit HK$478K · loan HK$478K · min. income ≈ HK$5,112/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,397
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,472
−HK$76/mo
Today · 4.125%
HK$2,548
baseline
▲ 0.50% · 4.625%
HK$2,703
+HK$155/mo
Deposit HK$430K · loan HK$526K · min. income ≈ HK$5,096/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,667
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,739
−HK$72/mo
Today · 4.125%
HK$2,811
baseline
▲ 0.50% · 4.625%
HK$2,959
+HK$148/mo
Deposit HK$430K · loan HK$526K · min. income ≈ HK$5,622/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,615
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$82/mo
Today · 4.125%
HK$2,779
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$170/mo
Deposit HK$382K · loan HK$573K · min. income ≈ HK$5,558/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$79/mo
Today · 4.125%
HK$3,067
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$162/mo
Deposit HK$382K · loan HK$573K · min. income ≈ HK$6,134/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$89/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$183/mo
Deposit HK$335K · loan HK$621K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$85/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$176/mo
Deposit HK$335K · loan HK$621K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,051
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$97/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$197/mo
Deposit HK$287K · loan HK$669K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$92/mo
Today · 4.125%
HK$3,578
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$189/mo
Deposit HK$287K · loan HK$669K · min. income ≈ HK$7,156/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,371
−HK$103/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,686
+HK$212/mo
Deposit HK$239K · loan HK$717K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$99/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$202/mo
Deposit HK$239K · loan HK$717K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,596
−HK$110/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$225/mo
Deposit HK$191K · loan HK$765K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$105/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,305
+HK$216/mo
Deposit HK$191K · loan HK$765K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$118/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$239/mo
Deposit HK$143K · loan HK$812K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$112/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$229/mo
Deposit HK$143K · loan HK$812K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,923
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$124/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,423
+HK$254/mo
Deposit HK$96K · loan HK$860K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$118/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,843
+HK$243/mo
Deposit HK$96K · loan HK$860K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).