▼ 0.50% · 3.625%
HK$2,673
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,756
−HK$84/mo
Today · 4.125%
HK$2,840
baseline
▲ 0.50% · 4.625%
HK$3,013
+HK$173/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$5,680/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,973
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,053
−HK$81/mo
Today · 4.125%
HK$3,134
baseline
▲ 0.50% · 4.625%
HK$3,299
+HK$165/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$6,268/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,940
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$93/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$190/mo
Deposit HK$527K · loan HK$645K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$89/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,629
+HK$182/mo
Deposit HK$527K · loan HK$645K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,207
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,307
−HK$101/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,616
+HK$208/mo
Deposit HK$469K · loan HK$703K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,568
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$97/mo
Today · 4.125%
HK$3,761
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$198/mo
Deposit HK$469K · loan HK$703K · min. income ≈ HK$7,522/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$109/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,917
+HK$225/mo
Deposit HK$410K · loan HK$762K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,865
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$105/mo
Today · 4.125%
HK$4,074
baseline
▲ 0.50% · 4.625%
HK$4,289
+HK$215/mo
Deposit HK$410K · loan HK$762K · min. income ≈ HK$8,148/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$118/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$352K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$114/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$231/mo
Deposit HK$352K · loan HK$820K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$127/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$259/mo
Deposit HK$293K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$121/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$248/mo
Deposit HK$293K · loan HK$879K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$136/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$276/mo
Deposit HK$234K · loan HK$938K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$129/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$265/mo
Deposit HK$234K · loan HK$938K · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$144/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$293/mo
Deposit HK$176K · loan HK$996K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$138/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$281/mo
Deposit HK$176K · loan HK$996K · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$152/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$311/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,352
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$145/mo
Today · 4.125%
HK$5,641
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$298/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,282/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).