▼ 0.50% · 3.625%
HK$2,811
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,898
−HK$89/mo
Today · 4.125%
HK$2,987
baseline
▲ 0.50% · 4.625%
HK$3,169
+HK$182/mo
Deposit HK$616K · loan HK$616K · min. income ≈ HK$5,974/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,127
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,211
−HK$85/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,469
+HK$173/mo
Deposit HK$616K · loan HK$616K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$97/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$200/mo
Deposit HK$555K · loan HK$678K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$93/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$191/mo
Deposit HK$555K · loan HK$678K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$106/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$218/mo
Deposit HK$493K · loan HK$740K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$102/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,163
+HK$208/mo
Deposit HK$493K · loan HK$740K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$116/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$236/mo
Deposit HK$431K · loan HK$801K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$110/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$226/mo
Deposit HK$431K · loan HK$801K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$125/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$254/mo
Deposit HK$370K · loan HK$863K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$119/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$243/mo
Deposit HK$370K · loan HK$863K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$133/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$273/mo
Deposit HK$308K · loan HK$924K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$127/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$261/mo
Deposit HK$308K · loan HK$924K · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$142/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$291/mo
Deposit HK$247K · loan HK$986K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$136/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$278/mo
Deposit HK$247K · loan HK$986K · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$151/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$309/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$145/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$295/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$160/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$153/mo
Today · 4.125%
HK$5,932
baseline
▲ 0.50% · 4.625%
HK$6,245
+HK$313/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,864/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).