▼ 0.50% · 3.625%
HK$2,494
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,571
−HK$79/mo
Today · 4.125%
HK$2,650
baseline
▲ 0.50% · 4.625%
HK$2,812
+HK$162/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,300/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,774
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$75/mo
Today · 4.125%
HK$2,924
baseline
▲ 0.50% · 4.625%
HK$3,078
+HK$154/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,848/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$86/mo
Today · 4.125%
HK$2,915
baseline
▲ 0.50% · 4.625%
HK$3,093
+HK$178/mo
Deposit HK$492K · loan HK$602K · min. income ≈ HK$5,830/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$83/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,386
+HK$169/mo
Deposit HK$492K · loan HK$602K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,993
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,086
−HK$94/mo
Today · 4.125%
HK$3,180
baseline
▲ 0.50% · 4.625%
HK$3,374
+HK$194/mo
Deposit HK$437K · loan HK$656K · min. income ≈ HK$6,360/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,329
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$90/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$185/mo
Deposit HK$437K · loan HK$656K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,242
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,343
−HK$102/mo
Today · 4.125%
HK$3,445
baseline
▲ 0.50% · 4.625%
HK$3,655
+HK$210/mo
Deposit HK$383K · loan HK$711K · min. income ≈ HK$6,890/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,607
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$98/mo
Today · 4.125%
HK$3,802
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$200/mo
Deposit HK$383K · loan HK$711K · min. income ≈ HK$7,604/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$110/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,936
+HK$226/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$106/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$216/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,857
−HK$118/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,217
+HK$242/mo
Deposit HK$273K · loan HK$820K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$114/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$231/mo
Deposit HK$273K · loan HK$820K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$126/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,498
+HK$258/mo
Deposit HK$219K · loan HK$875K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$121/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$247/mo
Deposit HK$219K · loan HK$875K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$133/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$275/mo
Deposit HK$164K · loan HK$930K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$128/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$262/mo
Deposit HK$164K · loan HK$930K · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$290/mo
Deposit HK$109K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$136/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$277/mo
Deposit HK$109K · loan HK$984K · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).