▼ 0.50% · 3.625%
HK$2,414
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,490
−HK$76/mo
Today · 4.125%
HK$2,566
baseline
▲ 0.50% · 4.625%
HK$2,722
+HK$156/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,132/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,686
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,758
−HK$73/mo
Today · 4.125%
HK$2,831
baseline
▲ 0.50% · 4.625%
HK$2,980
+HK$149/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,662/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,656
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,739
−HK$83/mo
Today · 4.125%
HK$2,822
baseline
▲ 0.50% · 4.625%
HK$2,994
+HK$172/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$5,644/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,955
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,034
−HK$80/mo
Today · 4.125%
HK$3,114
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$164/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$6,228/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,897
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,987
−HK$92/mo
Today · 4.125%
HK$3,079
baseline
▲ 0.50% · 4.625%
HK$3,266
+HK$187/mo
Deposit HK$424K · loan HK$635K · min. income ≈ HK$6,158/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,223
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,310
−HK$87/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,577
+HK$180/mo
Deposit HK$424K · loan HK$635K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$100/mo
Today · 4.125%
HK$3,336
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$203/mo
Deposit HK$371K · loan HK$688K · min. income ≈ HK$6,672/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$95/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$194/mo
Deposit HK$371K · loan HK$688K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,380
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$107/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,811
+HK$219/mo
Deposit HK$318K · loan HK$741K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$103/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$209/mo
Deposit HK$318K · loan HK$741K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$115/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,083
+HK$234/mo
Deposit HK$265K · loan HK$794K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$110/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$224/mo
Deposit HK$265K · loan HK$794K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$250/mo
Deposit HK$212K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$117/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$239/mo
Deposit HK$212K · loan HK$847K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$130/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$265/mo
Deposit HK$159K · loan HK$900K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$124/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$254/mo
Deposit HK$159K · loan HK$900K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$138/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$106K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$131/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$269/mo
Deposit HK$106K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).