▼ 0.50% · 3.625%
HK$2,146
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,213
−HK$68/mo
Today · 4.125%
HK$2,281
baseline
▲ 0.50% · 4.625%
HK$2,420
+HK$139/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$4,562/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,388
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,452
−HK$65/mo
Today · 4.125%
HK$2,517
baseline
▲ 0.50% · 4.625%
HK$2,650
+HK$133/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$5,034/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,361
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,435
−HK$74/mo
Today · 4.125%
HK$2,509
baseline
▲ 0.50% · 4.625%
HK$2,662
+HK$153/mo
Deposit HK$424K · loan HK$518K · min. income ≈ HK$5,018/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,627
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$72/mo
Today · 4.125%
HK$2,769
baseline
▲ 0.50% · 4.625%
HK$2,915
+HK$146/mo
Deposit HK$424K · loan HK$518K · min. income ≈ HK$5,538/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,576
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,656
−HK$81/mo
Today · 4.125%
HK$2,737
baseline
▲ 0.50% · 4.625%
HK$2,904
+HK$167/mo
Deposit HK$377K · loan HK$565K · min. income ≈ HK$5,474/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,866
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$78/mo
Today · 4.125%
HK$3,020
baseline
▲ 0.50% · 4.625%
HK$3,180
+HK$160/mo
Deposit HK$377K · loan HK$565K · min. income ≈ HK$6,040/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,790
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$88/mo
Today · 4.125%
HK$2,965
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$181/mo
Deposit HK$329K · loan HK$612K · min. income ≈ HK$5,930/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$84/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,445
+HK$173/mo
Deposit HK$329K · loan HK$612K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$95/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$194/mo
Deposit HK$282K · loan HK$659K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,343
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$91/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$185/mo
Deposit HK$282K · loan HK$659K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$102/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$208/mo
Deposit HK$235K · loan HK$706K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$97/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$3,974
+HK$199/mo
Deposit HK$235K · loan HK$706K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,434
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$109/mo
Today · 4.125%
HK$3,650
baseline
▲ 0.50% · 4.625%
HK$3,872
+HK$222/mo
Deposit HK$188K · loan HK$753K · min. income ≈ HK$7,300/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$104/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$212/mo
Deposit HK$188K · loan HK$753K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,649
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$115/mo
Today · 4.125%
HK$3,878
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$236/mo
Deposit HK$141K · loan HK$800K · min. income ≈ HK$7,756/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$111/mo
Today · 4.125%
HK$4,279
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$225/mo
Deposit HK$141K · loan HK$800K · min. income ≈ HK$8,558/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$122/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$250/mo
Deposit HK$94K · loan HK$847K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$117/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$238/mo
Deposit HK$94K · loan HK$847K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).