▼ 0.50% · 3.625%
HK$2,980
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$94/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,359
+HK$193/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$90/mo
Today · 4.125%
HK$3,494
baseline
▲ 0.50% · 4.625%
HK$3,678
+HK$184/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,988/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$104/mo
Today · 4.125%
HK$3,483
baseline
▲ 0.50% · 4.625%
HK$3,695
+HK$212/mo
Deposit HK$588K · loan HK$719K · min. income ≈ HK$6,966/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$99/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$203/mo
Deposit HK$588K · loan HK$719K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$113/mo
Today · 4.125%
HK$3,800
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$231/mo
Deposit HK$523K · loan HK$784K · min. income ≈ HK$7,600/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$109/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$221/mo
Deposit HK$523K · loan HK$784K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$122/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$251/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$117/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$239/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$132/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$270/mo
Deposit HK$392K · loan HK$915K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$126/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$258/mo
Deposit HK$392K · loan HK$915K · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$142/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$289/mo
Deposit HK$327K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$136/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$327K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$150/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$308/mo
Deposit HK$261K · loan HK$1.05M · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$144/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$295/mo
Deposit HK$261K · loan HK$1.05M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$160/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,710
+HK$327/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,786
−HK$153/mo
Today · 4.125%
HK$5,939
baseline
▲ 0.50% · 4.625%
HK$6,252
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,878/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$169/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$347/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$163/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$331/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).