▼ 0.50% · 3.625%
HK$2,580
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$82/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,908
+HK$166/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$78/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,184
+HK$159/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,926
−HK$90/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,199
+HK$183/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,157
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,242
−HK$85/mo
Today · 4.125%
HK$3,327
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$176/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,654/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,096
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$98/mo
Today · 4.125%
HK$3,290
baseline
▲ 0.50% · 4.625%
HK$3,490
+HK$200/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$6,580/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$94/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$191/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$106/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$217/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$101/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$208/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$114/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$234/mo
Deposit HK$339K · loan HK$792K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$109/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$223/mo
Deposit HK$339K · loan HK$792K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$122/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$250/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,420
−HK$117/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$240/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$130/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$267/mo
Deposit HK$226K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$226K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,386
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$139/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$283/mo
Deposit HK$170K · loan HK$962K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$132/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,414
+HK$272/mo
Deposit HK$170K · loan HK$962K · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$147/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,235
+HK$300/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$141/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).