▼ 0.50% · 3.625%
HK$2,338
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,411
−HK$74/mo
Today · 4.125%
HK$2,485
baseline
▲ 0.50% · 4.625%
HK$2,636
+HK$151/mo
Deposit HK$513K · loan HK$513K · min. income ≈ HK$4,970/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,601
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,671
−HK$70/mo
Today · 4.125%
HK$2,741
baseline
▲ 0.50% · 4.625%
HK$2,886
+HK$145/mo
Deposit HK$513K · loan HK$513K · min. income ≈ HK$5,482/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,572
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,652
−HK$81/mo
Today · 4.125%
HK$2,733
baseline
▲ 0.50% · 4.625%
HK$2,899
+HK$166/mo
Deposit HK$461K · loan HK$564K · min. income ≈ HK$5,466/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,861
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,938
−HK$78/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,175
+HK$159/mo
Deposit HK$461K · loan HK$564K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,893
−HK$88/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,163
+HK$182/mo
Deposit HK$410K · loan HK$615K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,121
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$85/mo
Today · 4.125%
HK$3,290
baseline
▲ 0.50% · 4.625%
HK$3,463
+HK$173/mo
Deposit HK$410K · loan HK$615K · min. income ≈ HK$6,580/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,039
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$96/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,426
+HK$196/mo
Deposit HK$359K · loan HK$666K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,381
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,472
−HK$92/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,752
+HK$188/mo
Deposit HK$359K · loan HK$666K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,273
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$103/mo
Today · 4.125%
HK$3,478
baseline
▲ 0.50% · 4.625%
HK$3,690
+HK$212/mo
Deposit HK$308K · loan HK$718K · min. income ≈ HK$6,956/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,641
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$99/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$202/mo
Deposit HK$308K · loan HK$718K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$111/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$227/mo
Deposit HK$256K · loan HK$769K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,901
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$106/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,329
+HK$217/mo
Deposit HK$256K · loan HK$769K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,857
−HK$118/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,217
+HK$242/mo
Deposit HK$205K · loan HK$820K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$113/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$232/mo
Deposit HK$205K · loan HK$820K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$126/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$154K · loan HK$872K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$120/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$246/mo
Deposit HK$154K · loan HK$872K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$133/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$272/mo
Deposit HK$103K · loan HK$923K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,682
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$128/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$260/mo
Deposit HK$103K · loan HK$923K · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).