▼ 0.50% · 3.625%
HK$2,448
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,524
−HK$77/mo
Today · 4.125%
HK$2,601
baseline
▲ 0.50% · 4.625%
HK$2,759
+HK$158/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,202/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,723
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,796
−HK$74/mo
Today · 4.125%
HK$2,870
baseline
▲ 0.50% · 4.625%
HK$3,021
+HK$151/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,740/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,692
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,776
−HK$85/mo
Today · 4.125%
HK$2,861
baseline
▲ 0.50% · 4.625%
HK$3,035
+HK$174/mo
Deposit HK$483K · loan HK$590K · min. income ≈ HK$5,722/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,076
−HK$81/mo
Today · 4.125%
HK$3,157
baseline
▲ 0.50% · 4.625%
HK$3,324
+HK$167/mo
Deposit HK$483K · loan HK$590K · min. income ≈ HK$6,314/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,937
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,029
−HK$92/mo
Today · 4.125%
HK$3,121
baseline
▲ 0.50% · 4.625%
HK$3,311
+HK$190/mo
Deposit HK$429K · loan HK$644K · min. income ≈ HK$6,242/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,355
−HK$89/mo
Today · 4.125%
HK$3,444
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$182/mo
Deposit HK$429K · loan HK$644K · min. income ≈ HK$6,888/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,182
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,281
−HK$100/mo
Today · 4.125%
HK$3,381
baseline
▲ 0.50% · 4.625%
HK$3,587
+HK$206/mo
Deposit HK$376K · loan HK$698K · min. income ≈ HK$6,762/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,635
−HK$96/mo
Today · 4.125%
HK$3,731
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$197/mo
Deposit HK$376K · loan HK$698K · min. income ≈ HK$7,462/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,533
−HK$109/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,863
+HK$221/mo
Deposit HK$322K · loan HK$751K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,812
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,914
−HK$104/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$212/mo
Deposit HK$322K · loan HK$751K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,671
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$116/mo
Today · 4.125%
HK$3,902
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$237/mo
Deposit HK$268K · loan HK$805K · min. income ≈ HK$7,804/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$111/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,532
+HK$227/mo
Deposit HK$268K · loan HK$805K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$124/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$253/mo
Deposit HK$215K · loan HK$859K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$118/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$242/mo
Deposit HK$215K · loan HK$859K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$132/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$161K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$126/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$257/mo
Deposit HK$161K · loan HK$912K · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$139/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$107K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$133/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$273/mo
Deposit HK$107K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).