▼ 0.50% · 3.625%
HK$2,417
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,492
−HK$76/mo
Today · 4.125%
HK$2,568
baseline
▲ 0.50% · 4.625%
HK$2,724
+HK$156/mo
Deposit HK$530K · loan HK$530K · min. income ≈ HK$5,136/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,688
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$74/mo
Today · 4.125%
HK$2,834
baseline
▲ 0.50% · 4.625%
HK$2,983
+HK$149/mo
Deposit HK$530K · loan HK$530K · min. income ≈ HK$5,668/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,658
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,741
−HK$84/mo
Today · 4.125%
HK$2,825
baseline
▲ 0.50% · 4.625%
HK$2,997
+HK$172/mo
Deposit HK$477K · loan HK$583K · min. income ≈ HK$5,650/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,037
−HK$80/mo
Today · 4.125%
HK$3,117
baseline
▲ 0.50% · 4.625%
HK$3,281
+HK$164/mo
Deposit HK$477K · loan HK$583K · min. income ≈ HK$6,234/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,900
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,990
−HK$92/mo
Today · 4.125%
HK$3,082
baseline
▲ 0.50% · 4.625%
HK$3,269
+HK$187/mo
Deposit HK$424K · loan HK$636K · min. income ≈ HK$6,164/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,226
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$87/mo
Today · 4.125%
HK$3,400
baseline
▲ 0.50% · 4.625%
HK$3,580
+HK$180/mo
Deposit HK$424K · loan HK$636K · min. income ≈ HK$6,800/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$99/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,542
+HK$204/mo
Deposit HK$371K · loan HK$689K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,589
−HK$95/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$194/mo
Deposit HK$371K · loan HK$689K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,383
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$107/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$219/mo
Deposit HK$318K · loan HK$742K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$102/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,176
+HK$209/mo
Deposit HK$318K · loan HK$742K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$114/mo
Today · 4.125%
HK$3,852
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$234/mo
Deposit HK$265K · loan HK$795K · min. income ≈ HK$7,704/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$109/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$224/mo
Deposit HK$265K · loan HK$795K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$122/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$250/mo
Deposit HK$212K · loan HK$848K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$117/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$239/mo
Deposit HK$212K · loan HK$848K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,108
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$130/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$265/mo
Deposit HK$159K · loan HK$901K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$124/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$254/mo
Deposit HK$159K · loan HK$901K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$138/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$281/mo
Deposit HK$106K · loan HK$954K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$131/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$269/mo
Deposit HK$106K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).