▼ 0.50% · 3.625%
HK$2,762
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,848
−HK$87/mo
Today · 4.125%
HK$2,935
baseline
▲ 0.50% · 4.625%
HK$3,114
+HK$179/mo
Deposit HK$606K · loan HK$606K · min. income ≈ HK$5,870/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,073
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,155
−HK$84/mo
Today · 4.125%
HK$3,239
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$170/mo
Deposit HK$606K · loan HK$606K · min. income ≈ HK$6,478/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,038
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,133
−HK$96/mo
Today · 4.125%
HK$3,229
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$196/mo
Deposit HK$545K · loan HK$666K · min. income ≈ HK$6,458/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,380
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$92/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$188/mo
Deposit HK$545K · loan HK$666K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$105/mo
Today · 4.125%
HK$3,522
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$214/mo
Deposit HK$484K · loan HK$727K · min. income ≈ HK$7,044/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$100/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$205/mo
Deposit HK$484K · loan HK$727K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$114/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,048
+HK$232/mo
Deposit HK$424K · loan HK$787K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$109/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$222/mo
Deposit HK$424K · loan HK$787K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$122/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$250/mo
Deposit HK$363K · loan HK$848K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$117/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$239/mo
Deposit HK$363K · loan HK$848K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$131/mo
Today · 4.125%
HK$4,403
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$267/mo
Deposit HK$303K · loan HK$908K · min. income ≈ HK$8,806/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,609
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$126/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,114
+HK$256/mo
Deposit HK$303K · loan HK$908K · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$140/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$286/mo
Deposit HK$242K · loan HK$969K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$134/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$273/mo
Deposit HK$242K · loan HK$969K · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$149/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$303/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$143/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$290/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$157/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$150/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).