▼ 0.50% · 3.625%
HK$2,140
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,207
−HK$67/mo
Today · 4.125%
HK$2,274
baseline
▲ 0.50% · 4.625%
HK$2,413
+HK$139/mo
Deposit HK$469K · loan HK$469K · min. income ≈ HK$4,548/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,381
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,445
−HK$64/mo
Today · 4.125%
HK$2,509
baseline
▲ 0.50% · 4.625%
HK$2,642
+HK$133/mo
Deposit HK$469K · loan HK$469K · min. income ≈ HK$5,018/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,354
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,427
−HK$75/mo
Today · 4.125%
HK$2,502
baseline
▲ 0.50% · 4.625%
HK$2,654
+HK$152/mo
Deposit HK$422K · loan HK$516K · min. income ≈ HK$5,004/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,619
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,689
−HK$71/mo
Today · 4.125%
HK$2,760
baseline
▲ 0.50% · 4.625%
HK$2,906
+HK$146/mo
Deposit HK$422K · loan HK$516K · min. income ≈ HK$5,520/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,568
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,648
−HK$81/mo
Today · 4.125%
HK$2,729
baseline
▲ 0.50% · 4.625%
HK$2,895
+HK$166/mo
Deposit HK$375K · loan HK$563K · min. income ≈ HK$5,458/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,933
−HK$78/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,170
+HK$159/mo
Deposit HK$375K · loan HK$563K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,782
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$88/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,136
+HK$180/mo
Deposit HK$328K · loan HK$610K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,178
−HK$84/mo
Today · 4.125%
HK$3,262
baseline
▲ 0.50% · 4.625%
HK$3,434
+HK$172/mo
Deposit HK$328K · loan HK$610K · min. income ≈ HK$6,524/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,996
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$95/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,378
+HK$194/mo
Deposit HK$282K · loan HK$657K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$91/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$185/mo
Deposit HK$282K · loan HK$657K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,210
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,310
−HK$101/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,619
+HK$208/mo
Deposit HK$235K · loan HK$704K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,571
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,667
−HK$97/mo
Today · 4.125%
HK$3,764
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$198/mo
Deposit HK$235K · loan HK$704K · min. income ≈ HK$7,528/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,424
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$109/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,860
+HK$221/mo
Deposit HK$188K · loan HK$751K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,809
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$104/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,227
+HK$212/mo
Deposit HK$188K · loan HK$751K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$235/mo
Deposit HK$141K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$110/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$225/mo
Deposit HK$141K · loan HK$798K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$121/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$250/mo
Deposit HK$94K · loan HK$845K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,400
−HK$117/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$238/mo
Deposit HK$94K · loan HK$845K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).