▼ 0.50% · 3.625%
HK$2,224
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,293
−HK$71/mo
Today · 4.125%
HK$2,364
baseline
▲ 0.50% · 4.625%
HK$2,508
+HK$144/mo
Deposit HK$488K · loan HK$488K · min. income ≈ HK$4,728/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,541
−HK$67/mo
Today · 4.125%
HK$2,608
baseline
▲ 0.50% · 4.625%
HK$2,746
+HK$138/mo
Deposit HK$488K · loan HK$488K · min. income ≈ HK$5,216/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,447
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,523
−HK$77/mo
Today · 4.125%
HK$2,600
baseline
▲ 0.50% · 4.625%
HK$2,758
+HK$158/mo
Deposit HK$439K · loan HK$536K · min. income ≈ HK$5,200/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,722
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,795
−HK$74/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,020
+HK$151/mo
Deposit HK$439K · loan HK$536K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,669
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,752
−HK$84/mo
Today · 4.125%
HK$2,836
baseline
▲ 0.50% · 4.625%
HK$3,009
+HK$173/mo
Deposit HK$390K · loan HK$585K · min. income ≈ HK$5,672/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,969
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$81/mo
Today · 4.125%
HK$3,130
baseline
▲ 0.50% · 4.625%
HK$3,295
+HK$165/mo
Deposit HK$390K · loan HK$585K · min. income ≈ HK$6,260/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,892
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,981
−HK$92/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$187/mo
Deposit HK$341K · loan HK$634K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$88/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,569
+HK$178/mo
Deposit HK$341K · loan HK$634K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,114
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,211
−HK$98/mo
Today · 4.125%
HK$3,309
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$202/mo
Deposit HK$293K · loan HK$683K · min. income ≈ HK$6,618/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$94/mo
Today · 4.125%
HK$3,651
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$193/mo
Deposit HK$293K · loan HK$683K · min. income ≈ HK$7,302/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$106/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$215/mo
Deposit HK$244K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$101/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$206/mo
Deposit HK$244K · loan HK$732K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,669
−HK$113/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$230/mo
Deposit HK$195K · loan HK$780K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$108/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$220/mo
Deposit HK$195K · loan HK$780K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$119/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$245/mo
Deposit HK$146K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$115/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$234/mo
Deposit HK$146K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$127/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$259/mo
Deposit HK$98K · loan HK$878K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$122/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,942
+HK$247/mo
Deposit HK$98K · loan HK$878K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).