▼ 0.50% · 3.625%
HK$2,484
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,561
−HK$79/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,800
+HK$160/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,763
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,838
−HK$75/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,066
+HK$153/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,732
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$87/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,080
+HK$176/mo
Deposit HK$490K · loan HK$599K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,040
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$83/mo
Today · 4.125%
HK$3,204
baseline
▲ 0.50% · 4.625%
HK$3,373
+HK$169/mo
Deposit HK$490K · loan HK$599K · min. income ≈ HK$6,408/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,981
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,074
−HK$94/mo
Today · 4.125%
HK$3,168
baseline
▲ 0.50% · 4.625%
HK$3,361
+HK$193/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,336/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,316
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,405
−HK$90/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,680
+HK$185/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,330
−HK$102/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,641
+HK$209/mo
Deposit HK$381K · loan HK$708K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,593
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,689
−HK$98/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$199/mo
Deposit HK$381K · loan HK$708K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$110/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$225/mo
Deposit HK$327K · loan HK$763K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,869
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$105/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$215/mo
Deposit HK$327K · loan HK$763K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$118/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$241/mo
Deposit HK$272K · loan HK$817K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$113/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$230/mo
Deposit HK$272K · loan HK$817K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$126/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$218K · loan HK$871K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$120/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$246/mo
Deposit HK$218K · loan HK$871K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$134/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$273/mo
Deposit HK$163K · loan HK$926K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$163K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$142/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$109K · loan HK$980K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$135/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$276/mo
Deposit HK$109K · loan HK$980K · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).