▼ 0.50% · 3.625%
HK$2,804
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$89/mo
Today · 4.125%
HK$2,980
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$181/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$5,960/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$85/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$173/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,084
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,180
−HK$98/mo
Today · 4.125%
HK$3,278
baseline
▲ 0.50% · 4.625%
HK$3,477
+HK$199/mo
Deposit HK$553K · loan HK$676K · min. income ≈ HK$6,556/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,523
−HK$94/mo
Today · 4.125%
HK$3,617
baseline
▲ 0.50% · 4.625%
HK$3,807
+HK$190/mo
Deposit HK$553K · loan HK$676K · min. income ≈ HK$7,234/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,365
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,469
−HK$107/mo
Today · 4.125%
HK$3,576
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$217/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,152/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,843
−HK$102/mo
Today · 4.125%
HK$3,945
baseline
▲ 0.50% · 4.625%
HK$4,153
+HK$208/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,890/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,758
−HK$116/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,109
+HK$235/mo
Deposit HK$430K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$110/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$225/mo
Deposit HK$430K · loan HK$799K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$125/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,425
+HK$253/mo
Deposit HK$369K · loan HK$861K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$119/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$243/mo
Deposit HK$369K · loan HK$861K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$133/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$271/mo
Deposit HK$307K · loan HK$922K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$128/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$260/mo
Deposit HK$307K · loan HK$922K · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$141/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$291/mo
Deposit HK$246K · loan HK$984K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,125
−HK$135/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$278/mo
Deposit HK$246K · loan HK$984K · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$150/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$309/mo
Deposit HK$184K · loan HK$1.05M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$144/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,884
+HK$295/mo
Deposit HK$184K · loan HK$1.05M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$159/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$153/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).