▼ 0.50% · 3.625%
HK$20,655
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,297
−HK$653/mo
Today · 4.125%
HK$21,950
baseline
▲ 0.50% · 4.625%
HK$23,286
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,900/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,594
−HK$626/mo
Today · 4.125%
HK$24,220
baseline
▲ 0.50% · 4.625%
HK$25,496
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,440/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,427
−HK$718/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,614
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,276
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,954
−HK$688/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$783/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$751/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,851
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$849/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,271
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,872
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$812/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,145
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,816
−HK$914/mo
Today · 4.125%
HK$30,730
baseline
▲ 0.50% · 4.625%
HK$32,600
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,460/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,169
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$875/mo
Today · 4.125%
HK$33,907
baseline
▲ 0.50% · 4.625%
HK$35,695
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,814/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,982
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,946
−HK$979/mo
Today · 4.125%
HK$32,925
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,850/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,467
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,392
−HK$937/mo
Today · 4.125%
HK$36,329
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$1,915/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,658/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,048
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,075
−HK$1,045/mo
Today · 4.125%
HK$35,120
baseline
▲ 0.50% · 4.625%
HK$37,257
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,240/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,765
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,751
−HK$1,000/mo
Today · 4.125%
HK$38,751
baseline
▲ 0.50% · 4.625%
HK$40,794
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,502/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,113
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$1,110/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,585
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,063
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,110
−HK$1,063/mo
Today · 4.125%
HK$41,173
baseline
▲ 0.50% · 4.625%
HK$43,344
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,346/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,178
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,335
−HK$1,175/mo
Today · 4.125%
HK$39,510
baseline
▲ 0.50% · 4.625%
HK$41,914
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,020/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,361
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,470
−HK$1,125/mo
Today · 4.125%
HK$43,595
baseline
▲ 0.50% · 4.625%
HK$45,893
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,190/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).