▼ 0.50% · 3.625%
HK$22,304
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,997
−HK$705/mo
Today · 4.125%
HK$23,702
baseline
▲ 0.50% · 4.625%
HK$25,144
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,404/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$675/mo
Today · 4.125%
HK$26,153
baseline
▲ 0.50% · 4.625%
HK$27,532
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,306/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,534
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,297
−HK$775/mo
Today · 4.125%
HK$26,072
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,144/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,294
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,026
−HK$742/mo
Today · 4.125%
HK$28,768
baseline
▲ 0.50% · 4.625%
HK$30,285
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,536/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,764
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,597
−HK$846/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$30,173
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,574
−HK$810/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,038
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,995
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,897
−HK$916/mo
Today · 4.125%
HK$30,813
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,626/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,256
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,121
−HK$878/mo
Today · 4.125%
HK$33,999
baseline
▲ 0.50% · 4.625%
HK$35,791
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$67,998/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,225
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$987/mo
Today · 4.125%
HK$33,183
baseline
▲ 0.50% · 4.625%
HK$35,202
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,366/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,738
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$945/mo
Today · 4.125%
HK$36,614
baseline
▲ 0.50% · 4.625%
HK$38,544
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,228/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,455
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,496
−HK$1,057/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,717
+HK$2,164/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,219
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,217
−HK$1,013/mo
Today · 4.125%
HK$39,230
baseline
▲ 0.50% · 4.625%
HK$41,297
+HK$2,067/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,460/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,686
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,796
−HK$1,128/mo
Today · 4.125%
HK$37,924
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,848/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,700
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,765
−HK$1,080/mo
Today · 4.125%
HK$41,845
baseline
▲ 0.50% · 4.625%
HK$44,051
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,690/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,916
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,096
−HK$1,198/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,746
+HK$2,452/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,313
−HK$1,147/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$46,804
+HK$2,344/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,146
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,395
−HK$1,269/mo
Today · 4.125%
HK$42,664
baseline
▲ 0.50% · 4.625%
HK$45,260
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,328/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,663
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,860
−HK$1,216/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,557
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,119 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).