▼ 0.50% · 3.625%
HK$16,077
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,577
−HK$508/mo
Today · 4.125%
HK$17,085
baseline
▲ 0.50% · 4.625%
HK$18,124
+HK$1,039/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,170/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,885
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,365
−HK$486/mo
Today · 4.125%
HK$18,851
baseline
▲ 0.50% · 4.625%
HK$19,845
+HK$994/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,702/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,684
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,234
−HK$559/mo
Today · 4.125%
HK$18,793
baseline
▲ 0.50% · 4.625%
HK$19,937
+HK$1,144/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$37,586/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,673
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,201
−HK$535/mo
Today · 4.125%
HK$20,736
baseline
▲ 0.50% · 4.625%
HK$21,829
+HK$1,093/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$41,472/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,292
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,892
−HK$610/mo
Today · 4.125%
HK$20,502
baseline
▲ 0.50% · 4.625%
HK$21,749
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,004/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,462
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$584/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,814
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,900
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,550
−HK$660/mo
Today · 4.125%
HK$22,210
baseline
▲ 0.50% · 4.625%
HK$23,562
+HK$1,352/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,420/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,250
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,874
−HK$633/mo
Today · 4.125%
HK$24,507
baseline
▲ 0.50% · 4.625%
HK$25,798
+HK$1,291/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$49,014/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$712/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,455/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$681/mo
Today · 4.125%
HK$26,392
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,391/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,784/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,115
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,865
−HK$762/mo
Today · 4.125%
HK$25,627
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,559/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$51,254/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,827
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,547
−HK$730/mo
Today · 4.125%
HK$28,277
baseline
▲ 0.50% · 4.625%
HK$29,767
+HK$1,490/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$56,554/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,722
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,523
−HK$813/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,663/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,616
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,383
−HK$779/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,590/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,180
−HK$864/mo
Today · 4.125%
HK$29,044
baseline
▲ 0.50% · 4.625%
HK$30,811
+HK$1,767/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,088/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,404
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$827/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,736
+HK$1,689/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,938
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,838
−HK$914/mo
Today · 4.125%
HK$30,752
baseline
▲ 0.50% · 4.625%
HK$32,624
+HK$1,872/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$61,504/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,193
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,056
−HK$876/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,721
+HK$1,789/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).