▼ 0.50% · 3.625%
HK$18,114
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,678
−HK$572/mo
Today · 4.125%
HK$19,250
baseline
▲ 0.50% · 4.625%
HK$20,422
+HK$1,172/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,500/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,152
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,693
−HK$548/mo
Today · 4.125%
HK$21,241
baseline
▲ 0.50% · 4.625%
HK$22,361
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,482/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,926
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,546
−HK$629/mo
Today · 4.125%
HK$21,175
baseline
▲ 0.50% · 4.625%
HK$22,464
+HK$1,289/mo
Deposit HK$3.57M · loan HK$4.37M · min. income ≈ HK$42,350/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,167
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,762
−HK$603/mo
Today · 4.125%
HK$23,365
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,232/mo
Deposit HK$3.57M · loan HK$4.37M · min. income ≈ HK$46,730/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,413
−HK$687/mo
Today · 4.125%
HK$23,100
baseline
▲ 0.50% · 4.625%
HK$24,506
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,200/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,183
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,831
−HK$658/mo
Today · 4.125%
HK$25,489
baseline
▲ 0.50% · 4.625%
HK$26,833
+HK$1,344/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$50,978/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,281
−HK$744/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,548
+HK$1,523/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,198
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$713/mo
Today · 4.125%
HK$27,613
baseline
▲ 0.50% · 4.625%
HK$29,069
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,226/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,360
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,149
−HK$802/mo
Today · 4.125%
HK$26,951
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,639/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,902/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,213
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,970
−HK$767/mo
Today · 4.125%
HK$29,737
baseline
▲ 0.50% · 4.625%
HK$31,305
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,474/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,017
−HK$859/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,757/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,228
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,039
−HK$822/mo
Today · 4.125%
HK$31,861
baseline
▲ 0.50% · 4.625%
HK$33,541
+HK$1,680/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,722/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,885
−HK$916/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,675
+HK$1,874/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,243
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,108
−HK$877/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$1,792/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,752
−HK$974/mo
Today · 4.125%
HK$32,726
baseline
▲ 0.50% · 4.625%
HK$34,717
+HK$1,991/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$65,452/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,259
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,177
−HK$933/mo
Today · 4.125%
HK$36,110
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$1,903/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$72,220/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,620
−HK$1,031/mo
Today · 4.125%
HK$34,651
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$2,108/mo
Deposit HK$794K · loan HK$7.15M · min. income ≈ HK$69,302/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,274
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,247
−HK$987/mo
Today · 4.125%
HK$38,234
baseline
▲ 0.50% · 4.625%
HK$40,249
+HK$2,015/mo
Deposit HK$794K · loan HK$7.15M · min. income ≈ HK$76,468/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,322 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).