▼ 0.50% · 3.625%
HK$17,455
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,998
−HK$551/mo
Today · 4.125%
HK$18,549
baseline
▲ 0.50% · 4.625%
HK$19,678
+HK$1,129/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,098/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,418
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,939
−HK$528/mo
Today · 4.125%
HK$20,467
baseline
▲ 0.50% · 4.625%
HK$21,546
+HK$1,079/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,934/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,200
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,798
−HK$606/mo
Today · 4.125%
HK$20,404
baseline
▲ 0.50% · 4.625%
HK$21,646
+HK$1,242/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$40,808/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,360
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,933
−HK$581/mo
Today · 4.125%
HK$22,514
baseline
▲ 0.50% · 4.625%
HK$23,701
+HK$1,187/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$45,028/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,946
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,597
−HK$662/mo
Today · 4.125%
HK$22,259
baseline
▲ 0.50% · 4.625%
HK$23,614
+HK$1,355/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,518/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,302
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,927
−HK$634/mo
Today · 4.125%
HK$24,561
baseline
▲ 0.50% · 4.625%
HK$25,856
+HK$1,295/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,122/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,691
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,397
−HK$717/mo
Today · 4.125%
HK$24,114
baseline
▲ 0.50% · 4.625%
HK$25,581
+HK$1,467/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,228/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,244
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,921
−HK$687/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,010
+HK$1,402/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,437
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,197
−HK$772/mo
Today · 4.125%
HK$25,969
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,580/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,938/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,186
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$739/mo
Today · 4.125%
HK$28,654
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,511/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,308/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,182
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,997
−HK$827/mo
Today · 4.125%
HK$27,824
baseline
▲ 0.50% · 4.625%
HK$29,517
+HK$1,693/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$55,648/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,127
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,909
−HK$792/mo
Today · 4.125%
HK$30,701
baseline
▲ 0.50% · 4.625%
HK$32,319
+HK$1,618/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$61,402/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,928
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$883/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,485
+HK$1,806/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,069
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,903
−HK$845/mo
Today · 4.125%
HK$32,748
baseline
▲ 0.50% · 4.625%
HK$34,474
+HK$1,726/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,496/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,673
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,596
−HK$938/mo
Today · 4.125%
HK$31,534
baseline
▲ 0.50% · 4.625%
HK$33,453
+HK$1,919/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,068/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,011
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,896
−HK$899/mo
Today · 4.125%
HK$34,795
baseline
▲ 0.50% · 4.625%
HK$36,629
+HK$1,834/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,590/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,419
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,396
−HK$993/mo
Today · 4.125%
HK$33,389
baseline
▲ 0.50% · 4.625%
HK$35,420
+HK$2,031/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$66,778/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,953
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,890
−HK$951/mo
Today · 4.125%
HK$36,841
baseline
▲ 0.50% · 4.625%
HK$38,783
+HK$1,942/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$73,682/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,643 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).