▼ 0.50% · 3.625%
HK$18,170
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,736
−HK$574/mo
Today · 4.125%
HK$19,310
baseline
▲ 0.50% · 4.625%
HK$20,485
+HK$1,175/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,620/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,214
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,756
−HK$550/mo
Today · 4.125%
HK$21,306
baseline
▲ 0.50% · 4.625%
HK$22,430
+HK$1,124/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,612/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,987
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,609
−HK$632/mo
Today · 4.125%
HK$21,241
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,292/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,482/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$605/mo
Today · 4.125%
HK$23,437
baseline
▲ 0.50% · 4.625%
HK$24,672
+HK$1,235/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,874/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,804
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,483
−HK$689/mo
Today · 4.125%
HK$23,172
baseline
▲ 0.50% · 4.625%
HK$24,582
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,344/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,908
−HK$660/mo
Today · 4.125%
HK$25,568
baseline
▲ 0.50% · 4.625%
HK$26,915
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,136/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,621
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,356
−HK$747/mo
Today · 4.125%
HK$25,103
baseline
▲ 0.50% · 4.625%
HK$26,630
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,206/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,279
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,983
−HK$715/mo
Today · 4.125%
HK$27,698
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,460/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,396/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,438
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$804/mo
Today · 4.125%
HK$27,034
baseline
▲ 0.50% · 4.625%
HK$28,679
+HK$1,645/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,068/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,300
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,059
−HK$770/mo
Today · 4.125%
HK$29,829
baseline
▲ 0.50% · 4.625%
HK$31,401
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,658/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,256
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$862/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,727
+HK$1,762/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,321
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,135
−HK$825/mo
Today · 4.125%
HK$31,960
baseline
▲ 0.50% · 4.625%
HK$33,644
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,920/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,073
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,977
−HK$919/mo
Today · 4.125%
HK$30,896
baseline
▲ 0.50% · 4.625%
HK$32,776
+HK$1,880/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,792/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,343
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$880/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$35,887
+HK$1,797/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,890
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,850
−HK$977/mo
Today · 4.125%
HK$32,827
baseline
▲ 0.50% · 4.625%
HK$34,824
+HK$1,997/mo
Deposit HK$1.20M · loan HK$6.77M · min. income ≈ HK$65,654/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,364
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,286
−HK$935/mo
Today · 4.125%
HK$36,221
baseline
▲ 0.50% · 4.625%
HK$38,130
+HK$1,909/mo
Deposit HK$1.20M · loan HK$6.77M · min. income ≈ HK$72,442/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,707
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$1,034/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$2,115/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,386
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$990/mo
Today · 4.125%
HK$38,352
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,021/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,704/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,057 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).