▼ 0.50% · 3.625%
HK$20,991
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,644
−HK$663/mo
Today · 4.125%
HK$22,307
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,614/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,352
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,979
−HK$635/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$25,911
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,090
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,808
−HK$730/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$26,031
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,377
−HK$698/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,503
+HK$1,428/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,189
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,973
−HK$796/mo
Today · 4.125%
HK$26,769
baseline
▲ 0.50% · 4.625%
HK$28,398
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,538/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,023
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$763/mo
Today · 4.125%
HK$29,537
baseline
▲ 0.50% · 4.625%
HK$31,094
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,074/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,288
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$863/mo
Today · 4.125%
HK$29,000
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$58,000/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$826/mo
Today · 4.125%
HK$31,998
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,996/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,388
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$928/mo
Today · 4.125%
HK$31,230
baseline
▲ 0.50% · 4.625%
HK$33,131
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,460/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,693
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,570
−HK$890/mo
Today · 4.125%
HK$34,460
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,920/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$995/mo
Today · 4.125%
HK$33,461
baseline
▲ 0.50% · 4.625%
HK$35,497
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,922/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,968
−HK$953/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$38,867
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,586
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,630
−HK$1,062/mo
Today · 4.125%
HK$35,692
baseline
▲ 0.50% · 4.625%
HK$37,864
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,384/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,364
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,366
−HK$1,016/mo
Today · 4.125%
HK$39,382
baseline
▲ 0.50% · 4.625%
HK$41,458
+HK$2,076/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,764/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,685
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$1,128/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$40,230
+HK$2,307/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,699
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,080/mo
Today · 4.125%
HK$41,844
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,688/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,784
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,959
−HK$1,194/mo
Today · 4.125%
HK$40,153
baseline
▲ 0.50% · 4.625%
HK$42,597
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,306/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,034
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,162
−HK$1,143/mo
Today · 4.125%
HK$44,305
baseline
▲ 0.50% · 4.625%
HK$46,641
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,610/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).