▼ 0.50% · 3.625%
HK$20,609
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,250
−HK$651/mo
Today · 4.125%
HK$21,901
baseline
▲ 0.50% · 4.625%
HK$23,234
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,802/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,927
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,542
−HK$624/mo
Today · 4.125%
HK$24,166
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,332/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,670
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$716/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,220
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$686/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,731
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$781/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,599/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,512
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,250
−HK$749/mo
Today · 4.125%
HK$28,999
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,528/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$57,998/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,791
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,625
−HK$846/mo
Today · 4.125%
HK$28,471
baseline
▲ 0.50% · 4.625%
HK$30,204
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,942/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,805
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,605
−HK$810/mo
Today · 4.125%
HK$31,415
baseline
▲ 0.50% · 4.625%
HK$33,071
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,830/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,852
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,750
−HK$912/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,527
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,098
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$873/mo
Today · 4.125%
HK$33,832
baseline
▲ 0.50% · 4.625%
HK$35,615
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,664/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,913
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,875
−HK$977/mo
Today · 4.125%
HK$32,852
baseline
▲ 0.50% · 4.625%
HK$34,851
+HK$1,999/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,704/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,391
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,313
−HK$936/mo
Today · 4.125%
HK$36,249
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,498/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,974
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,000
−HK$1,042/mo
Today · 4.125%
HK$35,042
baseline
▲ 0.50% · 4.625%
HK$37,174
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,084/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,683
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,667
−HK$998/mo
Today · 4.125%
HK$38,665
baseline
▲ 0.50% · 4.625%
HK$40,703
+HK$2,038/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,330/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,035
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$1,107/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,497
+HK$2,265/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,976
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,021
−HK$1,061/mo
Today · 4.125%
HK$41,082
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,165/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,164/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,096
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,172/mo
Today · 4.125%
HK$39,422
baseline
▲ 0.50% · 4.625%
HK$41,821
+HK$2,399/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$78,844/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,269
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,375
−HK$1,123/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$45,791
+HK$2,293/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,792 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).